Individual & family health · Houston, Texas · Est. 1996
Talk to a real health advisor. Today.
Four quick questions — tap, don't type. Then a Texas-licensed advisor from our Houston office calls you back the same business day with options for your exact situation. Usually 5–10 minutes. You decide everything.
Question 1 of 4
Who needs coverage?
What's your situation?
What matters most to you?
How soon do you need it?
Where should your advisor call?
Opens an email in your own mail app with your answers — you press send, so nothing is stored on this site. Prefer to skip the form? Call 281.493.6862 now.
What happens after you tap "Request my call"
The same three steps for everyone. No scripts, no transfer chain, no pressure.
We get your answers
Your four taps tell us who's covered, your situation, what matters and when. Your advisor reads them before dialing — you never re-explain from zero.
A real advisor calls — same business day
A Texas-licensed advisor from our Houston office, usually for 5–10 minutes: what's available, what each option trades off, what it costs.
You decide
Enroll, think it over, or walk away — no obligation either way. If you enroll, the same advisor stays on your file for the appeals, renewals and questions that come later.
The part most advisors can't do
If your child needs ABA therapy, the plan's fine print is the plan.
Texas requires state-regulated plans to cover applied behavior analysis — but plan type, authorizations and documentation decide whether coverage works when your BCBA submits the hours. We have placed ABA-covering policies for families across Texas for years, we work with a dozen ABA clinics statewide, and we file the appeals other brokers won't.
"They navigated the insurance side of our son's ABA therapy so we could spend that energy on him instead."
Sarah T. · Parent · Houston · client since 2019 · consent on file
Start with the four questions
Who answers
A practice, not a phone bank.
Hipson Investments has advised Texas families and the companies they work for since 1996 — 350+ businesses and the households underneath them. When you request a call, it's returned by a licensed advisor who will still be here at your renewal, your appeal, and your kid's next authorization.
Licensed by the Texas Department of Insurance · verify our standing on BrokerCheck ↗
Fair questions
Asked on almost every first call — answered here so the call can be about you.
I missed open enrollment. Am I stuck?
Often not. Losing job coverage, moving, marriage or a new child opens a special enrollment period, and alternative coverage exists outside the marketplace. The call tells you which doors are still open for you specifically.
Can a plan really cover my child's ABA therapy?
Yes — Texas requires state-regulated plans to cover ABA, but the plan type decides whether it works in practice. Placing these policies, and fighting the denials, is our specialty. Ask for the team that handles autism coverage.
What does the call cost? What's the catch?
Nothing, and there isn't one. If you enroll, the insurer pays us — the same rates you'd get anywhere. What you're choosing is who stands behind the policy afterward.
Who actually calls me?
A licensed advisor from our Houston office — during business hours, usually the same day. Miss the call? The same advisor calls back, or reach us directly at 281.493.6862.
Four taps. One call. You decide.
The questions take under a minute. The call is free either way.